When I worked as a security guard, making a whopping $600 every two weeks, I was broke all the time. I was broke the same way Kiyosaki was broke. I was throwing every dollar I had at paying off my student loan, and dumping money into the stock market. Uncomfortably, I lived within my means. I knew if I lived with my mom like a dork I could pay down my student loans and begin building wealth. I knew it would be shitty and annoying, and I’d get made fun of sometimes, but it was possible. And I was betting it would be worth it.
My whole budget was automatic. Automatic debit withdrawal for my car insurance ($310). Automatic debit withdrawal for my student loans ($120). Automatic debit transfer for my stock investing ($120). Gas ($200). Gym membership ($40). I kept $1000 in my chequing account at all times because I was scared of overdraft fees or my car insurance bouncing. What would happen if I missed a monthly payment? Would I go to car insurance jail? Nobody told me how that stuff worked.
Anyways, that $1000 was my makeshift emergency fund. Any time it went above $1000, I went online and threw that money at my student loan. I refused to ever buy lunch for work, I would rather be hungry and have my self-respect. I was a man on a mission. I always made lunch at home and brought it with me. Super inconvenient. But I was in debt and I refused to stay in debt. It was a very cathartic mission for me.
I would never buy Tim Hortons on the way to work, even though I’m Canadian. I would always bring coffee from home in a Thermos. I was squeezing every drop out of my budget, and it was shitty, but I did put a decent dent in my student loan. It dropped from -$12,000 to about -$8,000 during that year as a security guard.
What the fuck does this have to do with Riff Raff?
First of all, watching his videos and bumping his music was totally free. I never bought a CD, and I never went to a concert. In economic terms, my consumer surplus was through the roof, and that created a lot of brand loyalty for me.
RiFF RAFF was a silly dude who was at one time in his youth, broke as fuck with no social status. (Just like me!). His origins are pretty murky, which makes him relatable because your brain can fit in whatever imaginary details and correlations between his life and your life.
But who cares? He’s jacked and rich now, with long hair and tons of wacky tattoos. He’s definitely living life on his own terms. My ideal lifestyle is fairly different than his ideal lifestyle, but it was obvious to me that we both started off broke and he wasn’t particularly smarter or more talented than me. It was obvious to me when I was 21 that Mr.Horscht Simco started off as just some dork from Texas. When he was 21, he was broke too. But he refused to be average. He made the decision to build wealth. He dreamed and visualized the lifestyle he was going to build. He grinded and hoped and failed and grinded until he forged it into reality. He built his wacky bachelor lifestyle year by year, month by month, and week by week. Day by day.
Yeah, I was broke at the time. But Riff Raff used to be broke too, and now he’s covered in chains. Drowning in gold and diamonds. The diamond earrrings, the fist of gold rings. The piles of cash. If he can build that over the years, then there’s nothing stopping me.
Look at how many mixtapes this guy put out. His work ethic was insane.
That’s why Riff Raff was a “Related Video” one day I was bumping Gucci Mane on Youtube. Because he put out so many songs it was impossible for him not to come knocking on my laptop one day.
When I listen to my two favourite rappers, Gucci Mane and Riff Raff, both have hypnotic repetitve hooks and trap beats. It puts me in a trance. I can write and read for hours and hours, as long as I refuel with green tea and their music.
I’ll leave you with one of my favourite Riff Raff songs. I love listening to it when I’m drinking green tea and working away at something. Reading books, writing articles, studying something. Whatever it may be, it keeps my mindset super happy and energetic, willing to work. Makes me want to have another green tea and just keep having fun, doing something interesting.
Have fun out there in Brick&Mortar Land, I know I will.